Natural Disaster Risk
Albright, WV
2026 Risk Report · FEMA · NOAA · USGS
Risk Score Overview— Albright
🌊 Flood Risk — Albright
Albright has a flood risk score of 100/100, classified as Very High. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.
🌪️ Tornado Risk — Albright
Tornado risk score: 35/100 — Low. Based on NOAA Storm Events Database historical tornado tracks and frequency data.
⚡ Earthquake Risk — Albright
Earthquake risk score: 20/100 — Very Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.
🔥 Wildfire Risk — Albright
Wildfire risk score: 22/100 — Low. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.
💰 What This Means for Home Insurance in Albright
Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage. Flood insurance is strongly recommended in this area.
Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.
Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.
📍 Nearby Cities in West Virginia
❓ Frequently Asked Questions — Albright
Is Albright in a flood zone?
Albright has a flood risk score of 100/100, classified as Very High. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.
Does Albright get tornadoes?
Albright has a tornado risk score of 35/100. Tornadoes are rare in this area.
What is the earthquake risk in Albright?
Albright has an earthquake risk score of 20/100 (Very Low), based on USGS seismic hazard assessments and historical earthquake data.
Is Albright at risk for wildfires?
Albright's wildfire risk score is 22/100 (Low), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.
How does natural disaster risk affect home insurance in Albright?
Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods — a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to Albright.