NaturalDisasterRisk
US Hazard Intelligence

Natural Disaster Risk
Edgecliff Village, TX

2026 Risk Report ยท FEMA ยท NOAA ยท USGS

Overall Risk
66
/100 ยท High

Risk Score Overviewโ€” Edgecliff Village

Hazard Breakdown

๐ŸŒŠ Flood Risk โ€” Edgecliff Village

100Very High
โ—Very High ยท 100/100

Edgecliff Village has a flood risk score of 100/100, classified as Very High. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.

FEMA Flood Zones: Properties in Special Flood Hazard Areas (SFHAs โ€” Zones A and V) face the highest risk and are required to carry flood insurance if they have federally-backed mortgages.

๐ŸŒช๏ธ Tornado Risk โ€” Edgecliff Village

75High
โ—High ยท 75/100

Tornado risk score: 75/100 โ€” High. Based on NOAA Storm Events Database historical tornado tracks and frequency data.

View Full Tornado Risk Report โ†’

โšก Earthquake Risk โ€” Edgecliff Village

22Low
โ—Low ยท 22/100

Earthquake risk score: 22/100 โ€” Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.

View Full Earthquake Risk Report โ†’

๐Ÿ”ฅ Wildfire Risk โ€” Edgecliff Village

55Moderate
โ—Moderate ยท 55/100

Wildfire risk score: 55/100 โ€” Moderate. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.

View Full Wildfire Risk Report โ†’

๐ŸŒ€ Hurricane Risk โ€” Edgecliff Village

80High
โ—High ยท 80/100

Hurricane risk score: 80/100 โ€” High. Based on NOAA historical hurricane track data, coastal storm surge modeling, and landfall frequency.

View Full Hurricane Risk Report โ†’

๐Ÿ’ฐ What This Means for Home Insurance in Edgecliff Village

๐ŸŒŠ Flood Insurance

Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage. Flood insurance is strongly recommended in this area.

โšก Earthquake Insurance

Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.

๐Ÿ”ฅ Wildfire & Wind

Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.

๐Ÿ“ Nearby Cities in Texas

โ“ Frequently Asked Questions โ€” Edgecliff Village

Is Edgecliff Village in a flood zone?

Edgecliff Village has a flood risk score of 100/100, classified as Very High. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.

Does Edgecliff Village get tornadoes?

Edgecliff Village has a tornado risk score of 75/100. This area has experienced tornadoes historically and residents should have a preparedness plan.

What is the earthquake risk in Edgecliff Village?

Edgecliff Village has an earthquake risk score of 22/100 (Low), based on USGS seismic hazard assessments and historical earthquake data.

Is Edgecliff Village at risk for wildfires?

Edgecliff Village's wildfire risk score is 55/100 (Moderate), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.

How does natural disaster risk affect home insurance in Edgecliff Village?

Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods โ€” a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to Edgecliff Village.

Risk Score Scale

0โ€“20 โ€” Very Low
21โ€“40 โ€” Low
41โ€“60 โ€” Moderate
61โ€“80 โ€” High
81โ€“100 โ€” Very High