Natural Disaster Risk
Del Rio, TX
2026 Risk Report · FEMA · NOAA · USGS
Risk Score Overview— Del Rio
🌊 Flood Risk — Del Rio
Del Rio has a flood risk score of 100/100, classified as Very High. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.
🌪️ Tornado Risk — Del Rio
Tornado risk score: 75/100 — High. Based on NOAA Storm Events Database historical tornado tracks and frequency data.
⚡ Earthquake Risk — Del Rio
Earthquake risk score: 22/100 — Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.
🔥 Wildfire Risk — Del Rio
Wildfire risk score: 55/100 — Moderate. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.
🌀 Hurricane Risk — Del Rio
Hurricane risk score: 80/100 — High. Based on NOAA historical hurricane track data, coastal storm surge modeling, and landfall frequency.
💰 What This Means for Home Insurance in Del Rio
Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage. Flood insurance is strongly recommended in this area.
Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.
Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.
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❓ Frequently Asked Questions — Del Rio
Is Del Rio in a flood zone?
Del Rio has a flood risk score of 100/100, classified as Very High. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.
Does Del Rio get tornadoes?
Del Rio has a tornado risk score of 75/100. This area has experienced tornadoes historically and residents should have a preparedness plan.
What is the earthquake risk in Del Rio?
Del Rio has an earthquake risk score of 22/100 (Low), based on USGS seismic hazard assessments and historical earthquake data.
Is Del Rio at risk for wildfires?
Del Rio's wildfire risk score is 55/100 (Moderate), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.
How does natural disaster risk affect home insurance in Del Rio?
Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods — a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to Del Rio.