Natural Disaster Risk
Cockrell Hill, TX
2026 Risk Report · FEMA · NOAA · USGS
Risk Score Overview— Cockrell Hill
🌊 Flood Risk — Cockrell Hill
Cockrell Hill has a flood risk score of 100/100, classified as Very High. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.
🌪️ Tornado Risk — Cockrell Hill
Tornado risk score: 75/100 — High. Based on NOAA Storm Events Database historical tornado tracks and frequency data.
⚡ Earthquake Risk — Cockrell Hill
Earthquake risk score: 22/100 — Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.
🔥 Wildfire Risk — Cockrell Hill
Wildfire risk score: 55/100 — Moderate. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.
🌀 Hurricane Risk — Cockrell Hill
Hurricane risk score: 80/100 — High. Based on NOAA historical hurricane track data, coastal storm surge modeling, and landfall frequency.
💰 What This Means for Home Insurance in Cockrell Hill
Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage. Flood insurance is strongly recommended in this area.
Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.
Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.
📍 Nearby Cities in Texas
❓ Frequently Asked Questions — Cockrell Hill
Is Cockrell Hill in a flood zone?
Cockrell Hill has a flood risk score of 100/100, classified as Very High. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.
Does Cockrell Hill get tornadoes?
Cockrell Hill has a tornado risk score of 75/100. This area has experienced tornadoes historically and residents should have a preparedness plan.
What is the earthquake risk in Cockrell Hill?
Cockrell Hill has an earthquake risk score of 22/100 (Low), based on USGS seismic hazard assessments and historical earthquake data.
Is Cockrell Hill at risk for wildfires?
Cockrell Hill's wildfire risk score is 55/100 (Moderate), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.
How does natural disaster risk affect home insurance in Cockrell Hill?
Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods — a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to Cockrell Hill.