NaturalDisasterRisk
US Hazard Intelligence

Natural Disaster Risk
Marble City, OK

2026 Risk Report ยท FEMA ยท NOAA ยท USGS

Overall Risk
56
/100 ยท Moderate

Risk Score Overviewโ€” Marble City

Hazard Breakdown
๐ŸŒŠ Flood Risk โ†’100/100 โ€” Very High
๐Ÿ”ฅ Wildfire Risk โ†’50/100 โ€” Moderate

๐ŸŒŠ Flood Risk โ€” Marble City

100Very High
โ—Very High ยท 100/100

Marble City has a flood risk score of 100/100, classified as Very High. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.

FEMA Flood Zones: Properties in Special Flood Hazard Areas (SFHAs โ€” Zones A and V) face the highest risk and are required to carry flood insurance if they have federally-backed mortgages.

๐ŸŒช๏ธ Tornado Risk โ€” Marble City

82Very High
โ—Very High ยท 82/100

Tornado risk score: 82/100 โ€” Very High. Based on NOAA Storm Events Database historical tornado tracks and frequency data.

View Full Tornado Risk Report โ†’

โšก Earthquake Risk โ€” Marble City

35Low
โ—Low ยท 35/100

Earthquake risk score: 35/100 โ€” Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.

View Full Earthquake Risk Report โ†’

๐Ÿ”ฅ Wildfire Risk โ€” Marble City

50Moderate
โ—Moderate ยท 50/100

Wildfire risk score: 50/100 โ€” Moderate. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.

View Full Wildfire Risk Report โ†’

๐Ÿ’ฐ What This Means for Home Insurance in Marble City

๐ŸŒŠ Flood Insurance

Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage. Flood insurance is strongly recommended in this area.

โšก Earthquake Insurance

Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.

๐Ÿ”ฅ Wildfire & Wind

Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.

๐Ÿ“ Nearby Cities in Oklahoma

โ“ Frequently Asked Questions โ€” Marble City

Is Marble City in a flood zone?

Marble City has a flood risk score of 100/100, classified as Very High. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.

Does Marble City get tornadoes?

Marble City has a tornado risk score of 82/100. This area has experienced tornadoes historically and residents should have a preparedness plan.

What is the earthquake risk in Marble City?

Marble City has an earthquake risk score of 35/100 (Low), based on USGS seismic hazard assessments and historical earthquake data.

Is Marble City at risk for wildfires?

Marble City's wildfire risk score is 50/100 (Moderate), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.

How does natural disaster risk affect home insurance in Marble City?

Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods โ€” a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to Marble City.

Risk Score Scale

0โ€“20 โ€” Very Low
21โ€“40 โ€” Low
41โ€“60 โ€” Moderate
61โ€“80 โ€” High
81โ€“100 โ€” Very High