Flood Risk in Cincinnati, OH — 2026 Report
Source: FEMA National Flood Insurance Program (NFIP)
Moderate
Flood Risk Score: 45/100
Moderate Risk
Flood risk is determined by analyzing FEMA flood zone designations, NFIP insurance claim history, NOAA precipitation data, and proximity to flood-prone waterways.
Historical Flood Events — Cincinnati
| Date | Description | Magnitude | Fatalities | Injuries | Source |
|---|---|---|---|---|---|
| 2011-05-02 | Ohio River flooding — record crest of 64.62 ft | — | 0 | 2 | NOAA |
| 1997-03-03 | Ohio River spring flood, major property damage | — | 1 | 0 | NOAA |
Flood Preparedness for Cincinnati Residents
- 1.Purchase separate flood insurance through FEMA's NFIP or a private insurer
- 2.Elevate electrical systems, HVAC, and valuable items above expected flood levels
- 3.Know your evacuation routes and have a go-bag ready
- 4.Sign up for local emergency alerts
- 5.Create a home inventory for insurance purposes