Natural Disaster Risk
Benton Ridge, OH
2026 Risk Report · FEMA · NOAA · USGS
Risk Score Overview— Benton Ridge
🌊 Flood Risk — Benton Ridge
Benton Ridge has a flood risk score of 38/100, classified as Low. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.
🌪️ Tornado Risk — Benton Ridge
Tornado risk score: 50/100 — Moderate. Based on NOAA Storm Events Database historical tornado tracks and frequency data.
⚡ Earthquake Risk — Benton Ridge
Earthquake risk score: 15/100 — Very Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.
🔥 Wildfire Risk — Benton Ridge
Wildfire risk score: 12/100 — Very Low. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.
💰 What This Means for Home Insurance in Benton Ridge
Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage.
Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.
Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.
📍 Nearby Cities in Ohio
❓ Frequently Asked Questions — Benton Ridge
Is Benton Ridge in a flood zone?
Benton Ridge has a flood risk score of 38/100, classified as Low. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.
Does Benton Ridge get tornadoes?
Benton Ridge has a tornado risk score of 50/100. This area has experienced tornadoes historically and residents should have a preparedness plan.
What is the earthquake risk in Benton Ridge?
Benton Ridge has an earthquake risk score of 15/100 (Very Low), based on USGS seismic hazard assessments and historical earthquake data.
Is Benton Ridge at risk for wildfires?
Benton Ridge's wildfire risk score is 12/100 (Very Low), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.
How does natural disaster risk affect home insurance in Benton Ridge?
Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods — a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to Benton Ridge.