Natural Disaster Risk
Pecos, NM
2026 Risk Report · FEMA · NOAA · USGS
Risk Score Overview— Pecos
🌊 Flood Risk — Pecos
Pecos has a flood risk score of 37/100, classified as Low. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.
🌪️ Tornado Risk — Pecos
Tornado risk score: 25/100 — Low. Based on NOAA Storm Events Database historical tornado tracks and frequency data.
⚡ Earthquake Risk — Pecos
Earthquake risk score: 30/100 — Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.
🔥 Wildfire Risk — Pecos
Wildfire risk score: 75/100 — High. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.
💰 What This Means for Home Insurance in Pecos
Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage.
Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.
Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.
📍 Nearby Cities in New Mexico
❓ Frequently Asked Questions — Pecos
Is Pecos in a flood zone?
Pecos has a flood risk score of 37/100, classified as Low. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.
Does Pecos get tornadoes?
Pecos has a tornado risk score of 25/100. Tornadoes are rare in this area.
What is the earthquake risk in Pecos?
Pecos has an earthquake risk score of 30/100 (Low), based on USGS seismic hazard assessments and historical earthquake data.
Is Pecos at risk for wildfires?
Pecos's wildfire risk score is 75/100 (High), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.
How does natural disaster risk affect home insurance in Pecos?
Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods — a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to Pecos.