Natural Disaster Risk
Ennis, MT
2026 Risk Report · FEMA · NOAA · USGS
Risk Score Overview— Ennis
🌊 Flood Risk — Ennis
Ennis has a flood risk score of 61/100, classified as High. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.
🌪️ Tornado Risk — Ennis
Tornado risk score: 28/100 — Low. Based on NOAA Storm Events Database historical tornado tracks and frequency data.
⚡ Earthquake Risk — Ennis
Earthquake risk score: 40/100 — Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.
🔥 Wildfire Risk — Ennis
Wildfire risk score: 68/100 — High. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.
💰 What This Means for Home Insurance in Ennis
Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage. Flood insurance is strongly recommended in this area.
Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.
Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.
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❓ Frequently Asked Questions — Ennis
Is Ennis in a flood zone?
Ennis has a flood risk score of 61/100, classified as High. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.
Does Ennis get tornadoes?
Ennis has a tornado risk score of 28/100. Tornadoes are rare in this area.
What is the earthquake risk in Ennis?
Ennis has an earthquake risk score of 40/100 (Low), based on USGS seismic hazard assessments and historical earthquake data.
Is Ennis at risk for wildfires?
Ennis's wildfire risk score is 68/100 (High), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.
How does natural disaster risk affect home insurance in Ennis?
Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods — a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to Ennis.