Natural Disaster Risk
New Albany, MS
2026 Risk Report · FEMA · NOAA · USGS
Risk Score Overview— New Albany
🌊 Flood Risk — New Albany
New Albany has a flood risk score of 100/100, classified as Very High. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.
🌪️ Tornado Risk — New Albany
Tornado risk score: 70/100 — High. Based on NOAA Storm Events Database historical tornado tracks and frequency data.
⚡ Earthquake Risk — New Albany
Earthquake risk score: 38/100 — Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.
🔥 Wildfire Risk — New Albany
Wildfire risk score: 25/100 — Low. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.
🌀 Hurricane Risk — New Albany
Hurricane risk score: 65/100 — High. Based on NOAA historical hurricane track data, coastal storm surge modeling, and landfall frequency.
💰 What This Means for Home Insurance in New Albany
Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage. Flood insurance is strongly recommended in this area.
Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.
Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.
📍 Nearby Cities in Mississippi
❓ Frequently Asked Questions — New Albany
Is New Albany in a flood zone?
New Albany has a flood risk score of 100/100, classified as Very High. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.
Does New Albany get tornadoes?
New Albany has a tornado risk score of 70/100. This area has experienced tornadoes historically and residents should have a preparedness plan.
What is the earthquake risk in New Albany?
New Albany has an earthquake risk score of 38/100 (Low), based on USGS seismic hazard assessments and historical earthquake data.
Is New Albany at risk for wildfires?
New Albany's wildfire risk score is 25/100 (Low), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.
How does natural disaster risk affect home insurance in New Albany?
Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods — a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to New Albany.