Natural Disaster Risk
Delano, MN
2026 Risk Report · FEMA · NOAA · USGS
Risk Score Overview— Delano
🌊 Flood Risk — Delano
Delano has a flood risk score of 100/100, classified as Very High. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.
🌪️ Tornado Risk — Delano
Tornado risk score: 52/100 — Moderate. Based on NOAA Storm Events Database historical tornado tracks and frequency data.
⚡ Earthquake Risk — Delano
Earthquake risk score: 15/100 — Very Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.
🔥 Wildfire Risk — Delano
Wildfire risk score: 30/100 — Low. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.
💰 What This Means for Home Insurance in Delano
Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage. Flood insurance is strongly recommended in this area.
Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.
Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.
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❓ Frequently Asked Questions — Delano
Is Delano in a flood zone?
Delano has a flood risk score of 100/100, classified as Very High. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.
Does Delano get tornadoes?
Delano has a tornado risk score of 52/100. This area has experienced tornadoes historically and residents should have a preparedness plan.
What is the earthquake risk in Delano?
Delano has an earthquake risk score of 15/100 (Very Low), based on USGS seismic hazard assessments and historical earthquake data.
Is Delano at risk for wildfires?
Delano's wildfire risk score is 30/100 (Low), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.
How does natural disaster risk affect home insurance in Delano?
Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods — a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to Delano.