Natural Disaster Risk
New Windsor, MD
2026 Risk Report · FEMA · NOAA · USGS
Risk Score Overview— New Windsor
🌊 Flood Risk — New Windsor
New Windsor has a flood risk score of 56/100, classified as Moderate. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.
🌪️ Tornado Risk — New Windsor
Tornado risk score: 35/100 — Low. Based on NOAA Storm Events Database historical tornado tracks and frequency data.
⚡ Earthquake Risk — New Windsor
Earthquake risk score: 18/100 — Very Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.
🔥 Wildfire Risk — New Windsor
Wildfire risk score: 12/100 — Very Low. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.
🌀 Hurricane Risk — New Windsor
Hurricane risk score: 42/100 — Moderate. Based on NOAA historical hurricane track data, coastal storm surge modeling, and landfall frequency.
💰 What This Means for Home Insurance in New Windsor
Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage. Flood insurance is strongly recommended in this area.
Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.
Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.
📍 Nearby Cities in Maryland
❓ Frequently Asked Questions — New Windsor
Is New Windsor in a flood zone?
New Windsor has a flood risk score of 56/100, classified as Moderate. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.
Does New Windsor get tornadoes?
New Windsor has a tornado risk score of 35/100. Tornadoes are rare in this area.
What is the earthquake risk in New Windsor?
New Windsor has an earthquake risk score of 18/100 (Very Low), based on USGS seismic hazard assessments and historical earthquake data.
Is New Windsor at risk for wildfires?
New Windsor's wildfire risk score is 12/100 (Very Low), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.
How does natural disaster risk affect home insurance in New Windsor?
Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods — a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to New Windsor.