Natural Disaster Risk
Pingree Grove, IL
2026 Risk Report · FEMA · NOAA · USGS
Risk Score Overview— Pingree Grove
🌊 Flood Risk — Pingree Grove
Pingree Grove has a flood risk score of 33/100, classified as Low. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.
🌪️ Tornado Risk — Pingree Grove
Tornado risk score: 55/100 — Moderate. Based on NOAA Storm Events Database historical tornado tracks and frequency data.
⚡ Earthquake Risk — Pingree Grove
Earthquake risk score: 32/100 — Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.
🔥 Wildfire Risk — Pingree Grove
Wildfire risk score: 18/100 — Very Low. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.
💰 What This Means for Home Insurance in Pingree Grove
Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage.
Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.
Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.
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❓ Frequently Asked Questions — Pingree Grove
Is Pingree Grove in a flood zone?
Pingree Grove has a flood risk score of 33/100, classified as Low. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.
Does Pingree Grove get tornadoes?
Pingree Grove has a tornado risk score of 55/100. This area has experienced tornadoes historically and residents should have a preparedness plan.
What is the earthquake risk in Pingree Grove?
Pingree Grove has an earthquake risk score of 32/100 (Low), based on USGS seismic hazard assessments and historical earthquake data.
Is Pingree Grove at risk for wildfires?
Pingree Grove's wildfire risk score is 18/100 (Very Low), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.
How does natural disaster risk affect home insurance in Pingree Grove?
Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods — a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to Pingree Grove.