NaturalDisasterRisk
US Hazard Intelligence

Natural Disaster Risk
Rockland, ID

2026 Risk Report ยท FEMA ยท NOAA ยท USGS

Overall Risk
48
/100 ยท Moderate

Risk Score Overviewโ€” Rockland

Hazard Breakdown
๐ŸŒŠ Flood Risk โ†’100/100 โ€” Very High
โšก Earthquake Risk โ†’48/100 โ€” Moderate

๐ŸŒŠ Flood Risk โ€” Rockland

100Very High
โ—Very High ยท 100/100

Rockland has a flood risk score of 100/100, classified as Very High. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.

FEMA Flood Zones: Properties in Special Flood Hazard Areas (SFHAs โ€” Zones A and V) face the highest risk and are required to carry flood insurance if they have federally-backed mortgages.

๐ŸŒช๏ธ Tornado Risk โ€” Rockland

18Very Low
โ—Very Low ยท 18/100

Tornado risk score: 18/100 โ€” Very Low. Based on NOAA Storm Events Database historical tornado tracks and frequency data.

View Full Tornado Risk Report โ†’

โšก Earthquake Risk โ€” Rockland

48Moderate
โ—Moderate ยท 48/100

Earthquake risk score: 48/100 โ€” Moderate. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.

View Full Earthquake Risk Report โ†’

๐Ÿ”ฅ Wildfire Risk โ€” Rockland

65High
โ—High ยท 65/100

Wildfire risk score: 65/100 โ€” High. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.

View Full Wildfire Risk Report โ†’

๐Ÿ’ฐ What This Means for Home Insurance in Rockland

๐ŸŒŠ Flood Insurance

Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage. Flood insurance is strongly recommended in this area.

โšก Earthquake Insurance

Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required. Given the elevated risk, this coverage is worth considering.

๐Ÿ”ฅ Wildfire & Wind

Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.

๐Ÿ“ Nearby Cities in Idaho

โ“ Frequently Asked Questions โ€” Rockland

Is Rockland in a flood zone?

Rockland has a flood risk score of 100/100, classified as Very High. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.

Does Rockland get tornadoes?

Rockland has a tornado risk score of 18/100. Tornadoes are rare in this area.

What is the earthquake risk in Rockland?

Rockland has an earthquake risk score of 48/100 (Moderate), based on USGS seismic hazard assessments and historical earthquake data.

Is Rockland at risk for wildfires?

Rockland's wildfire risk score is 65/100 (High), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.

How does natural disaster risk affect home insurance in Rockland?

Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods โ€” a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to Rockland.

Risk Score Scale

0โ€“20 โ€” Very Low
21โ€“40 โ€” Low
41โ€“60 โ€” Moderate
61โ€“80 โ€” High
81โ€“100 โ€” Very High