Natural Disaster Risk
Ash Flat, AR
2026 Risk Report · FEMA · NOAA · USGS
Risk Score Overview— Ash Flat
🌊 Flood Risk — Ash Flat
Ash Flat has a flood risk score of 71/100, classified as High. This score is derived from FEMA's National Flood Insurance Program (NFIP) claims data, flood zone designations, and NOAA precipitation records.
🌪️ Tornado Risk — Ash Flat
Tornado risk score: 65/100 — High. Based on NOAA Storm Events Database historical tornado tracks and frequency data.
⚡ Earthquake Risk — Ash Flat
Earthquake risk score: 40/100 — Low. Based on USGS National Seismic Hazard Model and historical seismic event data for this region.
🔥 Wildfire Risk — Ash Flat
Wildfire risk score: 32/100 — Low. Based on USDA Forest Service wildfire risk data and historical fire perimeter records.
💰 What This Means for Home Insurance in Ash Flat
Standard homeowners policies do not cover flood damage. Properties in FEMA flood zones may be required to purchase NFIP coverage. Flood insurance is strongly recommended in this area.
Earthquake damage is excluded from standard homeowners policies. A separate earthquake rider or policy is required.
Homeowners insurance typically covers wind and fire damage, but high-risk areas may see coverage restrictions or surcharges. Review your policy limits.
📍 Nearby Cities in Arkansas
❓ Frequently Asked Questions — Ash Flat
Is Ash Flat in a flood zone?
Ash Flat has a flood risk score of 71/100, classified as High. Check the FEMA Flood Map Service Center for specific parcel-level flood zone designations.
Does Ash Flat get tornadoes?
Ash Flat has a tornado risk score of 65/100. This area has experienced tornadoes historically and residents should have a preparedness plan.
What is the earthquake risk in Ash Flat?
Ash Flat has an earthquake risk score of 40/100 (Low), based on USGS seismic hazard assessments and historical earthquake data.
Is Ash Flat at risk for wildfires?
Ash Flat's wildfire risk score is 32/100 (Low), reflecting proximity to wildland-urban interface areas and historical fire perimeter data.
How does natural disaster risk affect home insurance in Ash Flat?
Areas with higher risk scores typically see higher home insurance premiums. Standard homeowners insurance does not cover floods — a separate NFIP or private flood policy is required. Earthquake damage also requires a separate rider or policy. Check with a local insurance agent for coverage recommendations specific to Ash Flat.